Build Financial Confidence Through Clear Goal Setting
Most people struggle with money because they never learned how to set realistic financial goals. We teach practical frameworks that turn vague wishes into achievable milestones. No fluff, no overnight promises—just solid methods that work in real Australian financial contexts.
Explore Our Program
Three Core Principles That Actually Matter
After working with hundreds of people across NSW and Queensland, we've found that successful financial planning comes down to three things. Everything else is just noise.
Make It Specific
Saying "I want to save more" doesn't cut it. You need numbers, timelines, and clear reasons. We show you how to turn fuzzy intentions into concrete targets that fit your actual income and expenses. It's about being honest with where you are right now.
Track Without Obsessing
Daily budget apps can drive you crazy. Monthly check-ins work better for most people. You'll learn simple tracking methods that take maybe fifteen minutes a month but give you the information you need to stay on course without turning into a spreadsheet hermit.
Adjust When Life Happens
Car breaks down? Medical bills? Job change? Life throws curve balls. Your financial plan needs flexibility built in. We teach you how to modify goals without abandoning them entirely when circumstances shift—because they always do.
How Our Programme Actually Works
We start enrollment for our September 2025 cohort in June. Classes run over eight weeks, meeting Tuesday evenings online. You'll get recordings if you miss a session—we know people have lives outside of learning about money.
The first half covers assessment and goal creation. You'll figure out where your money actually goes and identify what you're working toward. The second half focuses on building systems that stick and adjusting plans based on real results.
- Small group sessions capped at twenty participants for genuine interaction
- Weekly assignments that take about an hour (nothing overwhelming)
- Access to Ingrid Skovgaard who's been teaching financial literacy for twelve years
- Course materials you can reference long after the program ends
- Optional monthly alumni check-ins throughout 2026
What You'll Cover During Eight Weeks
Each module builds on the previous one. By week eight, you'll have a complete financial roadmap tailored to your situation—not some generic template.
Financial Reality Check
Before you can plan anything, you need to know your starting point. We help you map current income, expenses, debts, and assets. This part can be uncomfortable, but it's necessary. Most people find they're in better shape than they feared.
Goal Construction Method
Learn the difference between dreams and goals. We use a framework that breaks big objectives into smaller milestones. You'll practice writing goals that are actually achievable within your current financial constraints rather than fantasy scenarios.
Building Your Systems
Goals mean nothing without systems to support them. This module covers automation, savings strategies, and spending guardrails that work in the background. You'll set up structures that don't require constant willpower to maintain.
Progress Reviews
The final weeks focus on measuring what's working and adjusting what isn't. You'll learn review techniques that take minimal time but provide maximum insight. We also cover how to handle setbacks without derailing completely.
Learn From Someone Who Gets It
Ingrid Skovgaard has spent over a decade helping Australians untangle their finances. She's not a wealth manager or investment advisor—she focuses purely on goal setting and money management fundamentals that anyone can apply.
Before starting zyranthimor, she worked in community financial counselling across regional NSW. She saw firsthand how people struggled not because they were bad with money, but because nobody taught them practical planning skills. That gap is what this programme addresses.
"I've seen people transform their financial situations not through dramatic income increases or risky investments, but simply by getting clear on what they want and building a realistic path to get there. That clarity changes everything."
Our next intake opens in June 2025 for the September cohort. If you're tired of feeling uncertain about money and want practical skills instead of vague advice, this might be what you're looking for.
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